Business Loans
A lump sum of capital repaid on a predictable schedule. Best when you have a defined use and want fixed, plannable payments.
What it is
A business loan provides a single upfront amount that you repay over a set term, usually in regular installments. Because the schedule is known from day one, it’s straightforward to budget around.
Who it’s best for
Owners with a clear, one-time need and steady enough revenue to carry consistent payments. If your use of funds is specific and your cash flow is reasonably predictable, a term structure tends to fit well.
How the funds work
Once an offer is finalized, funds are typically delivered as a lump sum. Repayment follows the agreed schedule. Rates, fees, term length, and any prepayment terms are set by the funding provider and disclosed before you sign.
Not sure a term loan is the right fit?
Book a call and we’ll compare it against a line of credit and revenue-based financing for your situation.