Revenue-Based Financing
Capital with repayment that flexes alongside your sales. Designed for businesses with uneven or seasonal revenue who want payments that breathe with the cycle.
What it is
Revenue-based financing ties repayment to a share of your sales rather than a fixed monthly figure. When revenue is strong, you pay more; when it slows, payments ease. It trades the predictability of a fixed schedule for breathing room that matches your cycle.
Who it’s best for
Seasonal businesses, companies with variable monthly revenue, and owners funding a growth push where sales are expected to climb. It can also suit businesses that process a meaningful share of revenue through card sales.
How the funds work
You receive capital upfront and repay through an agreed portion of ongoing revenue until the total is satisfied. Because the cost structure differs from a traditional loan, it’s worth comparing carefully — we’ll lay out the tradeoffs clearly. All terms are set by the funding provider and disclosed before you commit.
Revenue uneven month to month?
Let’s see whether sales-aligned repayment makes sense for you — and how it compares to the alternatives.