Terms & Conditions

Effective date: June 7, 2026

These Terms & Conditions (“Terms”) govern your access to and use of the website operated by Schwab Funding. By using this site, you agree to these Terms.

1. Our role

Schwab Funding operates as a funding marketplace and referral service. We are not a bank, lender, or financial advisor. We do not make credit decisions, lend money, or guarantee funding. All financing is offered by third-party funding providers under their own terms, and is subject to their underwriting, approval, and availability.

2. No guarantee of funding

Information on this site is provided for general purposes and does not constitute an offer of credit. Meeting any stated minimum criteria does not guarantee approval. Funding amounts, rates, fees, and timelines are determined by funding providers and vary by applicant.

3. Eligibility and your responsibilities

You represent that you are at least 18 years old, are authorized to act on behalf of the business you reference, and that the information you provide is accurate and truthful. You are responsible for maintaining the confidentiality of any communications and for evaluating whether a given funding product is appropriate for your business.

4. Credit inquiries

Reviewing options is designed to start with a soft inquiry that does not affect your credit score. If you proceed with a specific offer, a funding provider may conduct a hard credit inquiry and request documentation before finalizing.

5. Third-party providers and links

Our site may reference or link to third-party funding providers and websites. We are not responsible for their content, products, terms, or practices. Any agreement you enter into with a funding provider is solely between you and that provider.

6. Intellectual property

The content on this site, including text, graphics, and logos, is owned by or licensed to us and is protected by applicable intellectual-property law. You may not copy, reproduce, distribute, or create derivative works from it without our prior written permission.

7. Disclaimers

This site is provided “as is” without warranties of any kind, express or implied, to the fullest extent permitted by law. We do not warrant that the site will be uninterrupted, error-free, or that any information is complete or current.

8. Limitation of liability

To the maximum extent permitted by law, we are not liable for any indirect, incidental, consequential, or special damages arising from your use of this site or reliance on its content. Nothing in these Terms limits any liability that cannot be excluded under applicable law.

9. Communications consent

By submitting your information or booking a call, you agree that we and our funding partners may contact you about your request using the contact details you provide, including by phone, text message, and email, and that such contact may be made using automated technology where permitted. Message and data rates may apply. Consent to marketing contact is not a condition of any service, and you may opt out of marketing communications at any time.

10. Governing law

These Terms are governed by the laws of the state in which Schwab Funding is established, without regard to its conflict-of-laws principles. Any dispute arising out of or relating to these Terms or your use of the site will be resolved in the state or federal courts located in that state, and you consent to their jurisdiction, except where applicable law provides otherwise.

11. Changes to these Terms

We may update these Terms from time to time. Continued use of the site after changes take effect constitutes acceptance of the revised Terms.

12. Contact

Questions about these Terms can be sent to support@schwabfunding.com.